JPMorgan Chase Bank, N.A. v Joseph, 2021 NY Slip Op 02141 [193 AD3d 703]
April 7, 2021
Appellate Division, Second Department
[*1]
JPMorgan Chase Bank, National Association, Respondent,
v
Enid Joseph et al., Defendants, and LP Management Services Corp., Appellant.
Avi Rosenfeld, Lawrence, NY, for appellant.
Parker Ibrahim & Berg LLP, New York, NY (Diane C. Ragosa of counsel), for respondent.
In an action to foreclose a mortgage, the defendant LP Management Services Corp. appeals from an order of the Supreme Court, Kings County (Mark Partnow, J.), dated June 20, 2019. The order, insofar as appealed from, granted those branches of the plaintiff’s motion which were for summary judgment on the complaint insofar as asserted against the defendant LP Management Services Corp., to discontinue the action insofar as asserted against the defendant Enid Joseph pursuant to CPLR 3217 (b), and for an order of reference.
Ordered that the order is affirmed insofar as appealed from, with costs.
The background facts as to this action are set forth in this Court’s decision and order in a related appeal ( JPMorgan Chase Bank, N.A. v Joseph , 193 AD3d 700 [2021] [decided herewith]).
On September 6, 2018, the plaintiff moved, inter alia, for summary judgment on the complaint insofar as asserted against the defendant LP Management Services Corp. (hereinafter LP), to discontinue the action insofar as asserted against the defendant Enid Joseph pursuant to CPLR 3217 (b) as she was not a necessary party, and for an order of reference. In support of its motion, the plaintiff stated that it was not seeking a deficiency judgment against Joseph. In opposition, LP argued that the complaint should be dismissed insofar as asserted against Joseph due to Joseph’s death prior to the commencement of this action and her status as a necessary party.
The Supreme Court, inter alia, granted those branches of the plaintiff’s motion which were for summary judgment on the complaint insofar as asserted against LP, to discontinue the action insofar as asserted against Joseph, and for an order of reference. LP appeals.
The Supreme Court properly granted those branches of the plaintiff’s motion which were for summary judgment on the complaint insofar as asserted against LP, and for an order of reference. As determined in the related appeal ( JPMorgan Chase Bank, N.A. v Joseph , 193 AD3d 700 [2021]), the plaintiff established that it had standing to commence this action and had complied with the conditions precedent to commencing this foreclosure action. [*2] The Supreme Court properly granted that branch of the plaintiff’s motion which was to discontinue the action insofar as asserted against Joseph pursuant to CPLR 3217 (b) on the ground that she was not a necessary party. “The rule is that a mortgagor who has made an absolute conveyance of all his [or her] interest in the mortgaged premises, including his [or her] equity of redemption, is not a necessary party to foreclosure, unless a deficiency judgment is sought on his [or her] bond” ( Federal Natl. Mtge. Assn. v Connelly , 84 AD2d 805, 805 [1981]; see Bank of N.Y. Mellon Trust Co. v Ungar Family Realty Corp. , 111 AD3d 657 , 658 [2013]; see also RPAPL 1311 [1]; CPLR 1001). Here, Joseph died prior to the commencement of the action, and the plaintiff does not seek a deficiency judgment against her estate. Moreover, a deed showed that the subject property belonged to LP, not to Joseph. Thus, neither Joseph nor her estate is a necessary party. Austin, J.P., Miller, LaSalle and Barros, JJ., concur..